Privacy Policy

This Privacy Policy (“Policy”) applies to data collected by Mint Financial Group (collectively with their respective subsidiaries and affiliates, “Mint Financial Group” “Us,” Our” or We”), a provider of business loan products and related services (collectively “Services”).

The Policy has two parts:

  • Part 1 provides our U.S. Privacy Policy, including our Privacy Policy for our Website (as defined below).
  • Part 2 provides a California Supplement to our Privacy Policy.

The Policy describes our information practices when you use the Services and explains how we collect and use your personal information and other information that we receive when you interact with us, including when you use our website (collectively, our “Website”).

Part 1: U.S. Privacy Policy

Information We Collect

Personal Information

When you use our Services or interact with us, we may collect or receive information about you that can be used to identify you, such as your:

  • Name
  • Personal and/or business email address
  • Home and/or business mailing address
  • Telephone number
  • Social security number
  • Date of birth
  • Business tax identification number
  • Business bank account information
  • Business financial information
  • Driver’s license number
  • Username and password
  • Internet Protocol (IP) address

(collectively, “Personal Information”)

Use of Information

We use the information we collect to:

  • Operate, maintain, improve, and provide to you the Service and to conduct our business, including our own lending and referring you to third party small business lenders;
  • Verify your identity and conduct appropriate diligence;
  • Register you as a user and identify you when you sign into your account;
  • Process your business’ application and determine whether or not your business qualifies for one of our loan products;
  • Process your business loan product account, including deducting automatic payments;
  • Communicate with you to send order confirmations, respond to customer service requests, send marketing communications, and send account update notifications;
  • Post and review your comments on our blog;
  • Conduct research and analyses to better understand our customers; and
  • Produce data analytics and reports containing de-identified summaries of Personal Information and other information that is not Personal Information (such information, “General Information”) that we share with business partners. General Information may include Personal Information that has been aggregated and will not identify you.

Privacy and Sharing of Information

Mint Financial Group may share your information or its affiliated entities for business purposes, such as financial reporting. Should you apply to affiliated entities for a financial product or service, Mint Financial Group may share your application status, borrowing history, and loan performance.

Mint Financial Group will share your Personal Information with third parties only in the ways that are described in this Privacy Policy and as required by law. Neither Mint Financial Group (or any of its affiliated entities) will sell your Personal Information to third parties.

We will provide your Personal Information, which may include application information, to our trusted business partners, third party lenders of Mint Financial Group products, service providers, and subsidiaries and affiliates to provide financing and/or to provide services to help us with our business activities, such as offering customer service, processing credit checks or secure data storage, and other similar services. These companies are authorized to use your Personal Information only as necessary to provide these types of services to us.

In addition, we may share your basic information (name, company name, phone number, email address and requested loan amount) with one of our business partners to market their services to you, provided, however, if you do not want us to share your Personal Information in these circumstances with these business partners, please contact us to opt out by email at [email protected] or by postal mail at the contact information listed below. In addition, we may also share General Information for the same reasons as we provide Personal Information and for business partners and others to conduct analyses and research and track marketing performance or as otherwise provided in the Tracking Technologies part herein.

We may also disclose your Personal Information:

  • As required by law, such as to comply with a subpoena, or similar legal process, including in a bankruptcy proceeding;
  • When we believe in good faith that disclosure is necessary to protect our rights, protect your safety or the safety of others, investigate fraud, or respond to a request from a governmental entity;
  • If Mint Financial Group is involved in a merger, acquisition, or sale of all or substantially all of its assets or equity, in which case, you will be notified via email and/or a prominent notice on our Website of any change in ownership or uses of your Personal Information, as well as any choices you may have regarding your Personal Information; and
  • To any other third party with your prior consent to do so.

User Access and Choice

If your Personal Information changes, or if you no longer desire our Services, you may correct, update, amend, delete/remove, or ask to have it removed by making the change on your account settings page or by emailing our Customer Support at [email protected] or by contacting us by telephone or postal mail at the contact information listed below. We will respond to your request within 30 days.

We will retain your information for as long as your account is active or as needed to provide you Services. We will retain and use your information as necessary to comply with our legal obligations, resolve disputes, and enforce our agreements.

Opt-Out Policy

Our Website and Services offer you the opportunity to opt-out of receiving marketing communications from us and our partners. To opt-out of these communications, please contact us at [email protected] or click on the "unsubscribe" link in any email.

Tracking Technologies

Mint Financial Group and its partners use cookies or similar technologies to analyze trends, administer the Website, track users' movements around the Website, and to gather demographic information about our user base as a whole. You can control the use of cookies at the individual browser level, but if you choose to disable cookies, it may limit your use of certain features or functions on our Website or Services.

Log Files & Cookies

As is true of most websites, we gather certain information automatically and store it in log files. This information may include internet protocol (IP) addresses, browser type, internet service provider (ISP), referring/exit pages, operating system, date/time stamp, and/or clickstream data. A cookie is a small text file that is stored on a user's computer for record-keeping purposes. We use cookies on our Website. We do not link the information we store in cookies to any Personal Information you submit while on our Website.

Security of Information

The security of your Personal Information is important to us. When you enter sensitive information on our application forms, we encrypt the transmission of that information using secure socket layer technology (SSL).

We follow generally accepted standards to protect the Personal Information submitted to us, both during transmission and once we receive it. No method of transmission over the Internet, or method of electronic storage, is 100% secure, however. Therefore, we cannot guarantee its absolute security. If you have any questions about security on our Website, you can contact us at [email protected].

Contact Information

Mint Financial Group
4577 Nob Hill Road, Ste. 201
Sunrise, FL 33351 USA
[email protected]

Part 2: California Supplement (CCPA)

This CCPA Privacy Notice (“Notice”) applies solely to California residents and supplements the information contained in our Privacy Policy.

Information We Collect

We collect certain categories of personal information from California residents. These categories include:

  • Identifiers (e.g., name, alias, postal address, unique personal identifier, online identifier, IP address, email address, account name, social security number, driver’s license number, passport number, or other similar identifiers).
  • Personal Information (e.g., name, signature, social security number, physical characteristics or description, address, telephone number, passport number, driver's license or state identification card number, insurance policy number, education, employment, employment history, bank account number, credit card number, debit card number, or any other financial information, medical information, or health insurance information).
  • Commercial Information (e.g., records of personal property, products or services purchased, obtained, or considered, or other purchasing or consuming histories or tendencies).
  • Internet or other similar network activity (e.g., browsing history, search history, information on a consumer's interaction with a website, application, or advertisement).
  • Geolocation data (e.g., physical location or movements).
  • Professional or employment-related information (e.g., current or past job history or performance evaluations).

Use of Personal Information

We may use or disclose the personal information we collect for one or more of the following business purposes:

  • To fulfill or meet the reason you provided the information.
  • To provide, support, personalize, and develop our Website, products, and Services.
  • To process your requests, purchases, transactions, and payments and prevent transactional fraud.
  • To provide you with support and to respond to your inquiries.
  • For testing, research, analysis, and product development, including to develop and improve our Website, products, and Services.
  • To respond to law enforcement requests and as required by applicable law, court order, or governmental regulations.

To exercise the access, data portability, and deletion rights described under CCPA, please submit a verifiable consumer request to us by either:

We reserve the right to amend this privacy notice at our discretion and at any time. When we make changes to this privacy notice, we will notify you by email or through a notice on our website homepage.