Commercial Real Estate Loans

A commercial real estate loan is most commonly used to purchase and/or renovate an owner-occupied commercial property. An “owner-occupied” commercial property is generally considered to be a property where the business occupies at least 51% of the building. Commercial mortgages are used to finance such commercial properties as mixed-use buildings, retail centers, and office buildings.

If you’ve been in business for 3+ years, plan on occupying at least 51% of the building, and have a credit score above 675, you may qualify for a SBA 7(a) loan. Mint Financial  Group is an experienced SBA lender that offers rates as low as 7.00% and loans up to $5M. 

We offer commercial real estate investors the opportunity to leverage short-term financing benefits without compromising long-term ROI, making the property’s financial transition seamless.

Let’s take a look at the 5 main types of commercial real estate loans. Each of these loans have specific terms and qualifications that make them suitable for certain types of commercial buildings.