Published 3/29/2026 By Felipe Catano
Best Funding Options for 2026: Monthly Payment Alternatives
If you’re tired of daily/weekly payments and lender games, we offer real monthly-payment loans & lines of credit with terms from 2–7 years.
If you’re tired of daily/weekly payments and lender games, we offer real monthly-payment loans & lines of credit with terms from 2–7 years.
Minimum Requirements
- ✓ 2+ years in business
- ✓ 640+ FICO score
- ✓ $500K+ gross annual sales
- ✓ No more than 2 open short-term loans (MCAs)
If you’re stacked with more than two MCAs, you likely won’t qualify right now.
Terms Offered
- Loan Amounts: $250,000 - $2,000,000
- Term: 2-7 Years
- Annual Interest: 8.99% - 14.99%
Check your options without impacting your credit score
We offer a secure pre-qualification process, designed to give you a clear picture of where you stand structurally without the commitment of a hard credit pull or formal application.
Ready to accelerate your growth?
Mint Financial provides flexible working capital safely and transparently. Turn your receivables into instant liquidity today.